Yacht Insurance

Cover Worthy Of Your Yacht

From hull and machinery to third-party liability, we help owners arrange marine insurance that genuinely fits the vessel, the placed through cruising area and the way you use her established insurers and backed by hands-on guidance.

What we arrange

The Right Protection, Without The Guesswork

Marine policies vary enormously from one insurer to the next, and the differences only become clear when something goes wrong. We work alongside specialist marine underwriters to structure cover around your yacht rather than a one-size template -explaining the terms in plain language so you know exactly what is, and isn’t, protected.

Whether you own a sailing yacht, a motor yacht or a catamaran between 10 to 100 metres, we help you compare options, set sensible values and limits, and stay properly covered season after season.

HULL & MACHINERY

Physical damage to the hull, engines, rigging. systems and fixed equipment from collision, grounding, fire, theft and storm.

TENDER & PERSONAL EFFECTS

Cover for your dinghy and outboard, plus personal belongings and equipment kept aboard.

THIRD-PARTY LIABILITY

Protection & indemnity cover for injury to others or damage to vessels and property, including legal defence costs.

CREW & PASSENGER

Accident and medical cover for paid crew and guests on board, where required for your vessel and use.

POLLUTION & WRECK

Liability for fuel or oil spills and the cost of wreck removal following a covered loss.

CRUISING RANGE & LAY-UP

Navigation limits matched to where you actually sail, with lay-up and transport extensions as needed.

KNOW BEFORE YOU INSURE

How Your Yacht Is Valued

One of the most important decisions in any policy is how a total loss would be settled. We make sure you understand the choice before you sign — not after a claim.

AGREED VALUE

Paid in full, no depreciation

You and the insurer agree the insured sum upfront. In a total loss, that figure is paid without deductions for age or wear — preferred for well-kept and higher-value yachts.

AGREED VALUE

Paid in full, no depreciation

You and the insurer agree the insured sum upfront. In a total loss, that figure is paid without deductions for age or wear — preferred for well-kept and higher-value yachts.

KNOW BEFORE YOU INSURE

Personal Service, Specialist Markets

Insurance is rarely the exciting part of yacht ownership — but it is where good advice pays for itself. We bring the same hands-on, personal approach we’re known for in brokerage to placing your cover, drawing on established marine insurers and the specialist Lloyd’s market.

GET STARTED

Request An Insurance Quote

Tell us a little about your yacht and we’ll come back with tailored options. No obligation.

Anything else we should know
Alura Yachting introduces and arranges cover in cooperation with regulated marine insurers and specialist brokers; we are not the insurer. Cover, terms and availability depend on the vessel, its use and the underwriter, and are confirmed in your policy documents.